Debt Payoff Tracker

Compare the snowball and avalanche methods, see your debt-free date, and track every payment against your plan in Google Sheets.

Conquer your financial goals and become debt-free faster with the ultimate Debt Payoff Tracker for Google Sheets!

Take control of your student loans, credit cards, and business debt using proven strategies like the Debt Snowball and Debt Avalanche methods. Designed with a clean aesthetic and automated features, this user-friendly spreadsheet visually maps out your journey to financial freedom.

✨ Key Features & What's Included:

3 Repayment Strategies: Compare and choose between the Debt Snowball, Debt Avalanche, and Custom plans to see which saves you the most time and interest.

Interactive Dashboard: Instantly view your total paid, total remaining, overall debt progress percentage, and debt-free projected dates.

Planned vs. Actuals Tracker: Log your actual contributions and compare your repayment progress against original projections in real-time.

Visual Charts & Graphs: Watch your balances drop with dynamic progress rings, payoff graphs, and breakdown charts for each debt category.

Multi-Currency Support: Easily select your preferred currency symbol (£, $, €, etc.) during quick setup.

Beginner Friendly: Step-by-step setup instructions and a fully pre-filled example model to guide you right from the start.

📊 Model Structure (6 Comprehensive Tabs):

Instructions & Settings: Quick setup guide and currency selector.
Debt Management Setup: Input your loan names, balances, APRs, and minimum payments.
Main Dashboard: High-level summary of your financial progress.
Contribution Tracker: Record monthly payments and extra principal contributions.
Projections Repayment Plan: See your automated timeline to becoming debt-free.
Actuals Repayment Plan: Monitor your monthly actuals against automated projections.

💻 What You Will Receive:

1 PDF Link File containing the direct link to your Google Sheets Template.

1 Pre-Filled Example Model to show you how everything works.

Comprehensive Instructions Guide + Step-by-step setup walkthrough.

⚠️ Please Note:

Platform Compatibility: This template is built exclusively for Google Sheets (free with a Google account). It is not compatible with Microsoft Excel.

Digital Download: This is a digital item; no physical product will be shipped. Your files will be available for download instantly after purchase.