Zopa vs Chip: an honest side-by-side on fees, features and who each one actually suits. Compare both savings accounts in one place.
| Zopa | Chip | |
|---|---|---|
| Our score | 8.6/10 | 8.4/10 |
| Fees | Low | Low |
| Summary | Best Digital Saver | Best Auto-Save |
Digital bank offering competitive easy-access and fixed-rate savings. Originally a peer-to-peer lender, now a fully licensed bank with FSCS protection.
AI-powered savings app that automatically saves for you based on spending patterns. Easy-access and fixed-rate options. Competitive rates with FSCS protection.