Atom Bank vs Zopa: an honest side-by-side on fees, features and who each one actually suits. Compare both savings accounts in one place.
| Atom Bank | Zopa | |
|---|---|---|
| Our score | 9/10 | 8.6/10 |
| Fees | Low | Low |
| Summary | Best Fixed Rate | Best Digital Saver |
App-only bank consistently offering some of the best fixed-rate savings in the UK. FSCS protected. Fixed-term savers from 6 months to 5 years.
Digital bank offering competitive easy-access and fixed-rate savings. Originally a peer-to-peer lender, now a fully licensed bank with FSCS protection.