A simple Google Sheets budgeting template that helps you split your monthly income into needs, wants, and savings using the 50/30/20 rule.
Take control of your monthly budget with this easy-to-use 50/30/20 Budget Planner for Google Sheets. Designed to make budgeting simple, this template helps you divide your income into three clear categories: needs, wants, and savings or debt payoff.
You can set your own monthly targets, adjust the percentage split to match your lifestyle, and track your actual spending against your budget in real time. The built-in transaction tracker automatically updates your dashboard, so you can clearly see how much income you have received, where your money is going, and whether you are staying on target.
Whether you prefer the classic 50/30/20 method or want to customize your budget, this template gives you a clear, practical system for managing your money without complicated formulas or apps.