Most Trusted
Easy-access savings from Goldman Sachs. Consistently competitive rates with no minimum deposit and FSCS protection.
Marcus is Goldman Sachs' retail arm in the UK, and it has spent years near the top of easy-access best-buy tables without ever really trying to be a full bank.
That focus is the appeal. There is no current account, no app-first gimmickry and no attempt to cross-sell you a mortgage. You open a savings account, the rate is competitive, and the money moves in and out without notice periods.
Who it suits. Savers who want a straightforward home for an emergency fund and would rather not think about it again. The absence of branches and extra products is a feature if all you want is a rate.
Worth knowing. Marcus has a history of introducing bonus rates that expire after twelve months, which is common across easy-access accounts but still catches people out. Diarise the anniversary. Deposits are covered by the FSCS up to the standard limit, and Goldman Sachs International Bank holds its own UK banking licence, so the protection is not shared with another brand.