Fidelity SIPP review

Best Fund Range

Full-featured SIPP from global investment manager Fidelity. Access to thousands of funds including Fidelity own range. Competitive platform fee of 0.35%.

Fidelity's SIPP pairs a substantial research offering with a percentage-based fee that is capped for shares but not for funds.

Its strength is support for investors who want help rather than pure self-direction — guidance, model portfolios and pathways for people approaching retirement.

Who it suits. Pension investors who want research and telephone support alongside a wide fund range, and those who value an established name for a long-term holding.

Worth knowing. As with any percentage-charging platform, compare total cost against flat-fee alternatives once your pot is large. Fidelity's retirement guidance is a genuine benefit as you approach drawdown, which is when platform choice starts to matter for reasons beyond cost.

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