Best Full-Featured
Full-featured SIPP with access to shares, funds, investment trusts, and ETFs. Competitive charges and regular investing option.
AJ Bell's SIPP is one of the better-value options for investors with mid-sized pension pots, combining a capped percentage fee with a wide investment range.
The fee cap is the key feature. Percentage charges that stop rising above a certain balance make the platform progressively cheaper as the pot grows.
Who it suits. DIY pension investors who want broad investment choice and predictable costs, particularly those consolidating several old workplace pensions.
Worth knowing. Before consolidating, check whether any existing pension carries guarantees — guaranteed annuity rates or protected tax-free cash — because transferring away forfeits them permanently. That check is worth taking advice on.