Halifax First-Time Buyer vs Habito: an honest side-by-side on fees, features and who each one actually suits. Compare both mortgages in one place.
| Halifax First-Time Buyer | Habito | |
|---|---|---|
| Our score | 8.8/10 | 8.6/10 |
| Fees | Low | Low |
| Summary | Best First-Time Buyer | Best Mortgage Broker |
Dedicated first-time buyer mortgages with up to 95% LTV. Part of Lloyds Banking Group with extensive branch network for support.
Online mortgage broker that compares thousands of deals from 90+ lenders. Free broker service with AI-powered matching. Also offers own Habito One mortgage.