Best Green Mortgage
Major high street bank with a wide range of mortgage products. Green mortgage discount for energy-efficient homes. Extensive branch network.
NatWest is a mainstream lender with a full range across first-time buyer, home mover and remortgage products, and a reasonably transparent set of criteria.
It is a solid rather than exceptional choice — rarely the cheapest, rarely difficult, and comfortable with a broad range of applicant profiles.
Who it suits. Borrowers who want a large high-street lender and are more concerned with a predictable process than with the last few basis points.
Worth knowing. NatWest has been more accommodating than some peers on newer forms of income, including certain self-employed and contractor arrangements. Worth a look if your income does not arrive as a simple monthly payslip.