Best for Advice
Digital wealth manager offering managed portfolios with optional human financial advice. ISA, SIPP, and general accounts. Award-winning customer service.
Moneyfarm is a managed investment service that pairs algorithmic portfolio construction with access to human investment consultants.
The consultant access is the differentiator against pure robo-advisers, though it is guidance rather than regulated financial advice.
Who it suits. Investors who want a managed portfolio but would like to speak to someone occasionally, particularly those uncertain about their own risk tolerance.
Worth knowing. As with all managed services, the total cost is the platform fee plus the underlying fund charges. Compare that combined figure against a DIY multi-asset fund, which achieves something similar for less.