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Commission-free investing app from the founders of Wise (TransferWise). Trade UK, US, and European stocks and ETFs with competitive FX rates.
Lightyear is a newer European platform offering commission-free share dealing and interest on uninvested cash, with a clean, modern interface.
Its main draw is low cost paired with a genuinely good app, in a market where those two things do not always coincide.
Who it suits. Cost-conscious investors comfortable with a younger platform, particularly those holding meaningful cash balances alongside investments.
Worth knowing. Lightyear's UK proposition has been expanding, and the range of available wrappers and instruments is narrower than the established domestic platforms. Check that it offers the specific account type you need before committing, and note that newer platforms carry more operational uncertainty than long-established ones.