American Express Platinum Cashback vs HSBC Purchase Plus: an honest side-by-side on fees, features and who each one actually suits. Compare both credit cards in one place.
| American Express Platinum Cashback | HSBC Purchase Plus | |
|---|---|---|
| Our score | 8.8/10 | 8.4/10 |
| Fees | Low | Low |
| Summary | Best Cashback | Best 0% Purchase |
Up to 1% cashback on all spending with no cap. Annual fee of £25 but easily recouped. Amex acceptance growing across UK.
Up to 28 months 0% on purchases. One of the longest interest-free purchase periods in the UK. Great for spreading big costs.