Best for Tesco Shoppers
Earn Clubcard points on all spending with bonus collection at Tesco. Points can be doubled with Tesco rewards partners. No annual fee.
Tesco's card earns Clubcard points, and Clubcard has one genuinely strong feature: Reward Partner conversions can multiply the value of points well beyond their in-store worth.
That multiplier is the reason to hold it. Points spent on groceries are worth their face value; points converted to a partner scheme can be worth considerably more.
Who it suits. Regular Tesco shoppers willing to engage with Reward Partners rather than spending points at the till.
Worth knowing. Tesco has reduced partner conversion rates more than once, so the value proposition has weakened over time and could again. Treat the multiplier as a bonus rather than the basis of a long-term plan.