First Direct vs Chase UK: an honest side-by-side on fees, features and who each one actually suits. Compare both banks & current accounts in one place.
| First Direct | Chase UK | |
|---|---|---|
| Our score | 9.4/10 | 9/10 |
| Fees | Low | Low |
| Summary | Best Customer Service | Best Cashback |
Award-winning bank consistently rated top for customer service. Part of HSBC Group. £175 switch offer. Linked savings and competitive Regular Saver account.
Digital bank offering 1% cashback on card spending for the first year, plus competitive savings rates. No monthly fees.