Best Multi-Currency
Global fintech super-app with banking, crypto, trading, and travel features. Free basic account with paid plans for extra perks. Multi-currency accounts.
Revolut began as a travel money card and has grown into a broad financial app covering spending, currency exchange, investing and savings.
Currency handling remains the strongest feature. Exchange rates on foreign spending are consistently good, which is why it is so widely held as a secondary account for travel.
Who it suits. Frequent travellers and anyone regularly spending or holding foreign currency, plus people who want budgeting and analytics built into the app.
Worth knowing. Revolut obtained a UK banking licence relatively recently, and the protection applying to your balance depends on which entity holds it and under which product — check whether a given balance is FSCS-protected or held as e-money. Free-tier currency exchange is capped monthly, with weekend markups, and the best features sit behind paid plans.